Van Driver Caught With No Insurance

Norfolk village was disrupted by a late night car chase last week, when a 24-year-old man sped away from police in his transit van. The vehicle was eventually stopped by a stinger. The court heard how Andrew Wilson admitted “speeding” away from police but said it was because he had no van insurance on his Ford Transit van, when he tried they tried to stop him on June 21st on B1132 in Poringland. Wilson pleaded guilty to driving with no insurance, refusing to be breathalysed and dangerous driving. Norwich Magistrates Court heard that on 10.30pm on Sunday, police officers attempted to stop the van because of faulty lights. What followed was a car chase similar to an action film. Police followed in pursuit, and then a force helicopter came to their assistance. Prosecuting, Sattam Al-Mugheiry said:

“When police tried to flag the van down Wilson smiled and drove off on B1132 onto the A146 Norwich bound. The police vehicle chased the van on the A146 where it was overtaking a number of cars and then it turned onto the A47.” He also said: “Another police vehicle joined the chase at this point which then the van went onto Stoke Holy Cross. The speed limit is 30mph here but the van was probably travelling at about 50 to 60mph.” He concluded: “The chase continued as Mr Wilson swerved onto Norwich Road, Stoke Holy Cross where he turned right at a blind junction without stopping.” Police continued to try and stop Mr Wilson as he sped down Chandler Road in the village which is described as a “narrow and residential road”. When the van reached Caister Lane, police positioned a stinger which hit the tyres of the vehicle so they would deflate and Wilson was forced to stop. However, the chase did not end there, as he ran off into some nearby fields and was only located through infrared lights from the helicopter. He was then arrested, but refused to take a breath test. Speeding with no insurance Wilson was ordered to reappear at Norwich Crown Court at a date to be fixed and given conditional bail which means he has to report to Bethel Street Police Station every day. Mr Wilson’s lawyer, James Landells, said that his client reacted in the way he did because he was worried over the fact that he was driving without van insurance.

He pointed out that when Wilson was breathalysed; he had only 11micrograms of alcohol in 100ml of breath, which was below the legal limit of 35micrograms. He said: “The defendant had no insurance on his van which is why he ran off. He was recently made homeless so was sleeping in his van. His speed was not grossly excessive.” Being involved in a van accident – whether it is with another vehicle, a pedestrian or a stationary object – can have a severe effect on the value of the van insurance that a driver or firm pays. This is because insurance companies will your driving as a risk and the need to take out further premiums in the future could be heightened. In addition, in the UK being caught driving without van insurance is a criminal offence and result in a fine and/or points added to your licence

House Removals UK

Moving house can be stressful enough with having to pack your items in a safe and secure box, bubble wrap your breakables, and ensure you label each box with what it contains and the room that it is to be placed in. Many people especially if you have a big house, or many items to move, can spend weeks if not months having to get things prepared before moving.

 The best way to move house is to do the following:

 Before you even think about getting a box and packing it with items, you need to get a pen and paper and make a list. Make a list of all the rooms of your new property, for example kitchen, bathroom, bedroom 1, bedroom 2, garage etc. Then you can label every box that you pack as you go along with the room that it is to go in, and also write a number on the box, and also on your list, and what the box contains. Now this is going to seem like a lot of prep work, however it is going to be worth it when you come to actually moving, loading, and unloading all of your boxes, especially if you have a big house, or many, many boxed full of items.

 The idea of having a list of all your boxes, having them numbered, and list what each box contains is to make it a lot easier for you and the London removals company (if your based in London) so that when you arrive, and you are unloading the lorry you and the removals company know exactly what room to put each and every box, and what it contains. The idea of this list is so that you know what boxes are here, and what boxes are missing, or have been placed in another room.

 If you are using a professional removals company like Durrants removals then you will receive a very quick, and profession move for your money. Another option is to use a man and van service. A lot of people who live in flats use a man and van service because it a much smaller job compare to a full house removal and it is much cheaper to have a man and van.

Buying the Right Car for You, Your Family and Your Pet

While many peope have had to change their buying habits when it comes to selecting a vehicle, there are still many areas that are overlooked when making a necessary decision. If you are a pet owner and parent than choosing a car requires a vast attention to detail. This article was written to help pet owners look in the right direction for a car that will meet their needs and make their life a little easier.First and foremost, it is dangerous for dogs to ride in the bed of a pickup truck, especially if they are not contained in a proper crate. Dogs can jump from moving vehicles, be ejected from them through accidents or sudden stops and slam into the bed if they slip and fall. Even if the dog is crated and protected from ejection of the vehicle, exposure to the extreme temperatures on spring and summer days can cause heat exhaustion or sunburn. Besides, when done properly, traveling with your four-legged friend inside the car with you is much more fun. According to the American Kennel Club, 47% of dog owners consider their dog when selecting a vehicle. These are significant numbers considering 40% of Americans own dogs! Car manufacturers are taking heed and increasing canine friendly features. There are several things to consider when digging around for the most expensive dog accessory you can purchase. 1. Cargo Size and Shape: While monster SUVs are not popular sellers in today’s economy, cargo space is a huge selling point for dog owners. In order to ensure that your dog is properly contained it is best to travel with your companion in a kennel. Large dogs require large crates and large crates require some cargo space. A flat back hatch works best when housing dog crates. When shopping measure your crates before you go to the dealership to assure the proper clearance. You do not have to limit yourself to gas guzzling SUVs. In response to customer demand many car manufacturers are creating fuel efficient mini vans, hatchbacks, crossovers and station wagons with adequate cargo space for hauling dogs. While the large SUVs like the Ford Excursion or the Chevy Tahoe boast significant cargo space, compact wagons like the Honda Fit or Doge Caliber offer between 20 and 57 cubic feet of storage space depending on the configuration of the seats. 2. Height of Vehicle: While space is important, larger SUVs can be difficult to access because they are so high off the ground. Consider the height of the rear of the vehicle you are assessing. Will you be able to lift the crates into the rear of the vehicle? Will your dog be able to jump into the rear unassisted? Large dogs can suffer from hip dysplasia of joint problems as they age and may not be able to access a vehicle of considerable height. 3. Safety Features: A 60 pound dog generates 2,700 pounds of force upon impact in a 35 mile per hour car crash. If you prefer to travel with your dog loose in the back seat consider additional safety features to keep both of you safe. Your dog should always be in a harness specially designed for four-legged passengers, but there are other safety features built into some vehicles. Some Subaru models come with an optional steel barrier between the cargo area and the back seat to keep your pet safely contained. In fact, 60% of all Subaru owners’ are dog owners so Subaru purposely makes their vehicles dog friendly. Volvo also offers steel barriers and vertical dividers to separate the cargo area for hauling dogs as well as other cargo. 4. Interiors: When selecting a dog friendly car; interior is extremely important. A dog hauling mobile of any kind will suffer more abuse than the average commuter vehicle. Scratches from dog nails, dog hair in the upholstery, drool on the windows and even some upchuck from upset tummies are all par for the course in the dog hauling business. Leather upholstery is the most resistant to dog hair; however, Honda and Dodge offer some models with special interior fabric that is less expensive than leather yet is treated to resist dirt and spills. Many SUVs offer cargo liners; however, models like the Honda Element offer 100% urethane flooring that wipes clean with warm water.

Breakdown Cover : Necessary for Owners of Cars as Well as Vans

The worth of a help is understood better if it comes at the time real need. Breakdown cover is one such help. It comes in when all the other helping hands prove to be useless. One cannot predict when he will meet with a breakdown and he will be left alone there on the spot. If he gets any garage nearby then he will be saved from the difficulties he would have to face.

But if he does not get any garage nearby then the woes he will have to face may know no bound. Leave alone the matter of missing the assignment he is entrusted with, the difficulty of managing a mechanic and getting the car repaired will cause him sweat his brow. To get relief from the hassles that pop up all on a sudden, purchasing breakdown cover insurance beforehand is necessary. It will not stop breakdown from occurring; but will minimise the extent of difficulties and consequent losses to a greater degree.

The losses incurred due to breakdown are higher for the van owners who carry goods in it than the car owners. Vans are generally used as goods careers and when one takes the responsibility of dispatching goods to somewhere, they must be careful about time. Unless the goods are delivered to the right place and at the stipulated time, the recipient may face loss.

This, in turn, will cause loss to the van owner as he may have to share the loss. Hence, it is necessary for the van owner to get it repaired immediately after any breakdown occurs. And to ensure that he gets a mechanic on the spot immediately, he needs to take breakdown cover. In any case, if the engine of his vehicle stops working thereby leaving him stranded on the spot, this insurance deal will come to his rescue.

Buying Life Insurance? Here are Tips to Help you

Availing an insurance has several benefits which includes tax benefits, money saving, financial compensation when accident or death occurs, etc. Life insurance is basically a matter of investment in which you (policyholder) pay certain amount to insurer (agent/policy seller). In return, you are given an insurance in form of financial compensation helping you when you meet an accident or death. There are hundreds of insurance companies in UK attracting insurance buyers. This way, it becomes difficult for buyers to choose which insurance is going to be lucrative for them.

Before you land up buying an insurance, it is important that you listen to advice of financial experts, which might be great help in going for a good insurance plan. The most important to consider while you buy one is to think how much this insurance is going to cover, and whether this cover would be enough for you. Check out whether the insurance is going to give you illness benefits as well.

Many of policyholder think it better to buy joint life policy, which, according to experts, is not a good idea. For example, if one has bought a joint life insurance insurance policy, and either of policyholder dies, then the remaining lived one doesn’t get the cover, as once they have already got the compensation. Thus, buying two different policies rather than joint one is wise decision, even though it is going to be costlier.

Another important fact you have to keep in mind is about tax relief you are getting through this insurance plan. Economical surveys state that almost 50% of life insurance plans are sold due to their tax benefits feature. As per IHT legislation, an insurance of £100,000 is equivalent to tax bill of £40,000. So consider about how much tax benefits you are going to avail through this insurance plan. Thus, some of these intellection may help you buying a good insurance policy, and avail all benefits attached with it.

UK Insurance Search – Finding the Right Car Insurance With Search Engines!

Did you know that search engines could be your greatest tool in finding the right car insurance? With a cheap motor insurance quote, you can have a large amount of car insurance companies to check out, investigate, and compare right at your finger tips. Thanks to helpful websites, you could be well on your way to finding that deal you have been looking for when it comes to your car insurance.

Many people consider websites such as Yahoo, MSN, and other major websites to be like the internet bible. They hold a host of information and allow you to customize your specific needs. With a click of a button, you could find literally thousands of results for exactly what you are looking for.

If you are looking for car insurance, look using your favourite website like Google or Yahoo. Simply go to the website of your choice and type your chosen keywords into the designated box. Words that might have you find the right car insurance may include:

• Car Insurance Quote

• Cheap Car Insurance UK

• UK Cheap Car Insurance

• Cheapest Car Insurance

• Cheaper Car Insurance

• Affordable Car Insurance

• Van Insurance Britain

Of course, these are just a few of the most popular terms that people use during their cheap motor insurance hunt. Of course, once the website has done its job and has given you thousands of results, it is up to you to weed through the results and find the right cheap motor insurance for you. The best thing for you to do is compare the companies, their rates, and their cover offers side by side and make your decisions according to your findings. The best car insurance is waiting for you; just start your cheap car insurance website today using one of the major websites available online.

Comparing car and van insurance can save you money.

Vehicle Finance: Cash for Car Buying

Buying a vehicle needs money and the simple fact speaks of a grim reality that while everyone has got a dream of buying his or her own vehicle, it is not possible for everyone to raise the required money. However, there are ways out today and they speak of a unique loan program, vehicle finance. Vehicle Finance is available for any make and brand of cars and not only cars; you can also go for buying a multi utility vehicle, commercial vehicle or sports utility vehicle too. Well, you can buy also a used one too apart from buying a brand new one with the abatement you get in this funding. There is also a whopping amount you can grab from this finance. You can take this funding for a term ranging between 24 weeks to 364 weeks while the amount goes as far as 90% to 100% of your requirement as per your financial condition and the repayment capacity.

Well, the finding is available in both the regular spirits, secured and unsecured. If you can pledge your automobile as collateral for the loans, you can get the loans at cheap rates as well as with flexible repayment terms since the collateral assures that you will refund the money without any fault. Unsecured options however, let you have the funding without pledging any security. Only in this type of funding, you need to pay a slightly hiked interest rate which again will be higher in case of a bad credit holder when he seeks the finance. Anyway, the bad credit holders are also welcome in this finance.

Online is the best platform to avail vehicle finance since you can not only apply free of cost here, but also there is no obligation that you will have to take the loans. You can take the help of websites that help you getting free loan quotes offering cheap loans. From these, you can easily choose the cheapest deal and gear up your go for a vehicle buying.

Steps to Buying a Home

While this article was originally geared towards the first-time homebuyers, often a ripening age and the passing of time since your last purchase might slide you right back into that greenhorn status. Following are the steps you can expect to take when buying a home… at least in Kentucky. There are real estate laws and a “this-is-the-way-we’ve-always-done-it” mentality that sets each state uniquely apart, so talk to a local Realtor before you decide to purchase. That’s what we’re here for!

Though this must-do tip is not an official “step,” I’m going to say it anyways . . . stop making late payments! It affects your credit, adversely. Which brings me to the authentic first step.FIND A LENDER!

Okay, I don’t mean to yell, but as first steps go, this one’s a doozy. I can’t stress enough the importance of finding a mortgage lender. Many a dream home has been lost because the debt-to-income ratio just doesn’t jive or your credit rating has dropped significantly when you weren’t even looking.

The unofficial rule of thumb for finding a lender is to talk to at least two of them. And tell them you’re shopping around! This encourages lenders to not only find the best loan for your situation, but a little competition might go a long way towards reducing your interest rate. Don’t be concerned that lenders pulling your credit will affect your credit rating. Not the case anymore. Once you’ve found your lender, you can lock into the interest rate for 30, 60 or even 90 days. But you don’t have to. Keep in mind, though, that the interest rates could change before you lock in.

Your lender will then give you a letter of approval or commitment letter. Times being what they are, many sellers/Realtors want this submitted right alongside the offer.Decide on a Realtor.

Don’t even look at homes without first finding a Realtor. And I’ll tell you why. I am nauseatingly consistent in telling people this: Realtors are just people. And there are good people and bad people . . . Some people are lazy. Some are air-headed. Some are indifferent. Some are just plain mean. You never want to be stuck with someone you don’t like or trust. Pick the Realtor you want.

There’s a little known term that most laypeople don’t know. It’s called “Procuring Cause.” What that means is that if a Realtor shows you a home that you decide to buy, you cannot then bring your own Realtor into the mix. There are disgustingly few exceptions. The first exception is if the Realtor that showed you the home is sweet enough to give up his commission out of the goodness of his heart and allow you your chosen representation. Enough said. The second is if your Realtor will guide you through the process and expend considerable effort and time without pay. Also enough said.

Finding a Realtor is easy. Talk to people you trust. Ask them if they liked their Realtor, and why. Good Realtors should get more business from word-of-mouth than soliciting folks at their doors.

Please, please remember, though, that Realtors aren’t perfect. We make the same mistakes that other humans do. Try and cut us a little slack when we don’t call you back right away because our phone fell in the toilet. Stuff happens.Search for a home.

This is one of the most enjoyable aspects of the process, but make it easier both on yourselves and your Realtor. Prepare. I know that when you’ve finally reached this stage, you’re chomping at the bit to “kick some tires,” but it’s important to narrow the search down first. Make a wish list. Write down all the things that are important to you. If you must have a first-floor master, write it down. If you want a basement but will do without one for the home that has a ton of storage space, leave it off. You don’t want to waste everyone’s time looking at homes you’re not going to buy, but you also don’t want to miss a terrific home because your criteria is choking it out.Writing the offer.

Once you’ve found your dream home, it’s time to make an offer. Your Realtor will hold your hand throughout this whole process, but I’ll address briefly what to expect. Having decided on the home to buy, your Realtor will do some research on your behalf. She’ll run the comps to find out if the home is priced accordingly, how many days it’s been on the market, etc.

Armed with all the information revealed by your Realtor, you’ll submit an offer on the home. It will either be accepted, rejected or countered. If the seller counters the offer, you will have a limited amount of time to respond with your own rejection or counter. Once the offer or counteroffer is accepted, you move on to the next stage.Inspections.

Your contract should allow you a time limit for inspections. Some states may require home or pest inspections, some may not, but they are highly encouraged. Let me put it this way: If I am your Realtor and you decide not to have inspections, I will require you to sign a Home Inspection Disclosure stating that I pleaded shamelessly with you to have inspections, but you declined and therefore release me from any liability resulting from said refusal . . . or words to that effect. Have inspections!

Many lenders will require you to have termite inspections. That’s okay. In Kentucky, the price for the inspection is minimal. But home inspections are equally (if not more) vital. For a few hundred dollars, you can find out beforehand whether or not there are any plumbing leaks, foundational instability, shingle damage, repairs and/or renovations that are not up-to-code, if your chimney needs tuck pointing or your tub drains slowly, whether your bathroom has proper ventilation or the attic has adequate insulation, whether there are electrical issues, siding issues, drainage issues . . . the list goes on. Again, have a home inspection.

Once the inspections are concluded, if you didn’t state in the contract that you were buying the home as-is, you can ask the seller to make repairs. Please don’t make the same blunder that some married folk find themselves making. You need to pick and choose your battles. If you can fix it yourself for minimal cost and effort, don’t ask for it. If it’s no big deal to you in the whole scheme of things, let it go. The mistake most people make is nickel-and-diming the sellers into wondering why they ever accepted your offer in the first place. Let your Realtor be your guide. A good starting point is safety. You want to make sure the home is safe before you pack it full of kids, pets and all your worldly possessions.Escrow.

Escrow is just the period of time from contract acceptance to closing. It’s boring, but you can offset the tedium or lessen the anxiety by packing. Now is the time to box up your possessions. Meanwhile, your lender is working to set the closing date and gathering any necessary paperwork that may be missing.Utilities.

Remember to call the utility companies a week ahead of the closing date to schedule the turning on or transfer of service for the day of possession.Closing.

This is it! Whether you’re jumping from the closing table into the moving van or waiting because you’ve given the sellers a few days to move out, you will own your home today! Be prepared to sign enough paperwork to line your new kitchen. Either before the closing agent sticks a pen in your hand instructing you to “sign here, here and here” or when he’s out of the room making copies is the time to ask the sellers what day is trash pick-up and whether or not that ugly bush is on your property or your neighbor’s.

But equally important, don’t forget to recommend your Realtor to others. We feed our families on commission!

The UK – an Overview

 

If you are visiting the UK an overview will certainly help you to decide when is the best time to visit the country, the ways of traveling and so forth. Even if the United Kingdom is not huge in terms of area, it is among the most fascinating and culturally diverse nations in the entire world. Here you will come across people of four nations, which are England, Wales Scotland and Northern Ireland. In this interesting country, you will adore the great rolling moors of renowned Yorkshire, the beautiful mountains and lakes of the Lake District, and much more.

 

The climate in this country is generally damp and mild, while the light winds moderate the temperature largely. During winter that is from December to February, the inland temperatures do not become freezing. The best time to visit the country is from April to September when the weather is at its best. If you want to visit green forests then Nottinghamshire is a perfect choice. Wales is a popular location that has some of the most extraordinary beaches in the UK.

 

This modern country is diverse enough to offer something special to each visitor. If you are searching for chocolate box cottages and quiet villages then you can never go wrong with this nation. Many tourists make London the starting point of their tour because it offers some fascinating sightseeing spots like the London Eye, the Houses of Parliament, Tower of London, Natural History Museum, the National Gallery, and the list goes on. A little, away from this capital city, you will the historical university cities, which are Oxford and Cambridge and each has its own stunning architecture. Make sure you visit Windsor or the official residence of the Queen.

 

Cornwall, Devon,Brighton, Dorset and Bournemouth are some of the seaside destinations of the UK, which you can easily visit if you book UK van hire.

 

Planning on Buying a Used Car?

If you plan on buying a used car and you’ve never bought one before then you should make sure that you do your research on the topic and don’t rush into buying the very first car that you notice as it usually isn’t the best decision for choosing a used car. You should always shop around for weeks and even months if you have time because often after long searching you’ll find something at an incredible price. The longer you wait and research the better chance of finding the great deal, although you may encounter a time where a deal falls onto your lap and if it seems perfect then go for it.
A few things that is important when buying a used car is the condition of the car. You need to ensure that the car will be in running condition if you buy it and usually you should have it checked by a mechanic to make sure there aren’t any problems with the car that you wouldn’t be able to tell on your own. Many people sell their cars because something goes wrong with them or they become too overused, and this is why making sure you buy a half decent used car is important. You don’t want to leave the dealership with an empty wallet and a beater of a car that will barely make it down the road when you leave the car dealership.
Used cars can be found sometimes in magazines and auto traders if you live in a big enough area and if you happen to then you may want to check in there for the best deals. You’ll usually get a better price from someone selling their used car off of their driveway then you would with a used car dealership. That’s why doing your homework is important when buying a used car and it should be utilized each and every time you make a used car purchase. If you have the ability to spot out deals in the super shopper then you’ll stand a great chance at winning some great used cars for cheap prices.
You should also to make sure that you always check the mileage on the used car because when a car gets to many miles on it, the car will often need a new engine. Now most people who are in the market for a used car aren’t looking to have to replace the engine during the cars existence so anything with a couple hundred thousands kilometres isn’t your best bet unless the engine is going to be changed before purchase.
All of these things are important when you’re shopping for a used car and if you want to drive off a winner then you need to do your research before going out to shop for the used car. Many people take a checklist with them of what to look for, and this is completely normal and I actually recommend it to people. If you don’t know much about cars then write a checklist off of the internet about what to look for in a used car and then bring it with you when shopping for your used car.

Considering a Camper Van Hire, Scotland?

If you are planning a visit to Scotland then you need to consider a camper van hire. A camper van hire in Scotland just makes more sense and allows you to see all the sights in a convenient, comfortable ride. They make seeing all of Scotland fun and affordable.

Generally, camper vans have automatic transmissions, making them very easy to drive. They come with power steering so that anyone can drive them. Most rental companies only require a valid driver’s license and a credit card. All drivers must be over 21 to drive the camper, with discounts given to drivers over the age of 25. You can purchase their insurance or provide your own.

The price of the camper van rental will depend on a variety of factors. First is the size. Sizes range from pop-ups that pull behind cars to full-size luxury vehicles. Some of the larger vehicles require special licenses, but don’t worry, because the rental agency will inform you if such licenses apply. You will be able to find plenty of large and comfortable vehicles with a standard driver’s license.

The next factor for price is the amenities. Again, you can get anything from plain and simple to one with all the bells and whistles. Some camper vans come with grills, refrigerators, hot and cold water, a loo, showers, televisions, microwaves, and pretty much anything else you can find in a house. Many rental agencies will rent the sheets, pots and pans, and whatever else you might need for the trip if you just ask.

Finally, when considering price you have to consider the time of year. Peak holiday seasons will drive up price. Of course, the earlier you book, the cheaper the price. Booking online and through some booking agents can also provide significant discounts. Look around and you can find good prices, making camper van rental quite affordable. Many times, if you look around, you can find that hiring a camper van is cheaper than booking a hotel.

For more details visit: http://www.campervansdirect.co.uk/campervan-hire-scotland/